Welcome to Smart Choice Title Loans!

Call us today for a quick, no-hassle, free quote!

To find an office near you, click here to use our Branch Locator.



Smart Choice Title Loans provides customers with quick and confidential consumer loans based on the value of their vehicle. As with home equity loans, if you own your vehicle free and clear, we may be able to loan you the cash you need based on the equity you have built in your vehicle.

Since 1999 we have been a leader in short-term consumer lending. We have been providing our customers with the quickest, most confidential and hassle-free title loans available within our industry.

Small business owners often use us for a line of credit to meet their payroll needs while waiting on their customers to pay them. SCTL provides our customers with the access to capital without the hassles and delays of dealing with banks.
Our customers borrow money for many reasons:

• rent/mortgage payment
• utility bills
• medical bills
• cosmetic needs
• tuition/school supplies
• repairs
• legal fees
• vacations
• household needs
• increased closing costs (we do not report to credit bureaus)
• emergencies

Do you need money? Smart Choice Title Loans offers loans up to $20,000 within minutes to qualified borrowers.

Cash Pass

A Quick, Easy & Convenient FUNDING method!