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Welcome to Smart Choice Title Loans!

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Call us today for a quick, no-hassle, free quote!


To find an office near you, click here to use our Branch Locator.

smart choice title loans

Smart Choice Title Loans provides customers with quick and confidential consumer cash loans based on the value of their vehicle. As with home equity loans, if you own your vehicle free and clear, we may be able to loan you the cash you need based on the equity you have built in your vehicle.

Get Cash for a Car Title Loan Today!

Since 1999 we have been a leader in title loans. We have been providing our customers with the quickest, most confidential and hassle-free car title loans available within our industry.

Small business owners often use us for a line of credit to meet their payroll needs while waiting on their customers to pay them. SCTL provides our customers with the access to capital without the hassles and delays of dealing with banks.
Our customers borrow cash for many reasons:

  • rent/mortgage payment
  • utility bills
  • medical bills
  • cosmetic needs
  • tuition/school supplies
  • repairs
  • legal fees
  • vacations
  • household needs
  • increased closing costs (we do not report to credit bureaus)
  • emergencies

Do you need money? Smart Choice Title Loans offers cash for car title loans - Get up to $20,000 within minutes to qualified borrowers!


Car Title Loan Offices:

title loan application

Get a Car Title Loan Today!
Apply Online to receive our internet offer.

title loan offer

Receive $50 off on your first month’s interest payment by applying online for a title loan.
*restrictions apply

Apply Online


Submit a Testimonial

Please let us know how your experience was with Smart Choice Title Loans by submitting your testimonial.

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Success Stories

My husband had lost his job. He finally found a new job but we couldn't pay our rent because we had used up all of our savings. We just needed a car title loan to hold us over for two weeks until he got his first paycheck.

Katie & John

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Hours of Operation

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South Carolina Coverage Area
City and County List

2013 Best of Greer SC 2013 Best of Lexington SC 2013 Best of Columbia SC 2013 Best of Greenville SC 2013 Best of Easley SC 2013 Best of Rock Hill SC  
  Smart Choice Title Loans is recognized once again as the BEST TITLE LOAN COMPANY
in South Carolina in each of the cities we service.

Smart Choice Title Loans is proud to have received the award presented to them by the US Commerce Association for being the BEST TITLE LOAN COMPANY in Columbia, Lexington, Greenville, Greer, Easley and Rock Hill, SC.

We strive to set the standard of excellence in our industry by providing our customers
the very best in programs and customer service.

It is because of our commitment to our customers that they have helped pick us as the
in their communities.

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Smart Choice Title Loans © 2014
A consumer lending company providing cash for car title loans in South Carolina
Our car title loan offices are in the following South Carolina cities: Greenville, Greer, Columbia, Lexington, Easley and Rock Hill